Q: Are ‘Child Trust Funds’ permissible? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: The concept of a CTF in which money is set aside for a child until he/she reaches 18 years of age is one that is in conformity with Verse 6 of Surah al-Nisa. However, it is how the money is invested, […]
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Is there a difference of opinion amongst jurists regarding ‘payment in kind’ for Zakah?
Q: Is there a difference of opinion amongst jurists regarding ‘payment in kind’ for Zakah? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: There is a difference amongst jurists as to whether Zakah has to be given from the same wealth for which it is liable. E.g., if Zakah is payable on wheat then whether wheat […]
Read more...Please elaborate on the intention needed for Zakah.
Q: Please elaborate on the intention needed for Zakah. الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: When giving Zakah to the recipient one must make the intention that what he/she is giving is being given as Zakah. Without this intention, the money given will be a form of optional charity and not Zakah. However, when […]
Read more...In view of the existing well established UK welfare system, should local Zakah initiatives be supported?
Q: In view of the existing well established UK welfare system, should local Zakah initiatives be supported? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Whilst UK Muslims have tended to send their Zakah funds to the needy abroad there is evidence to show that there are also eligible and needy Muslims within the UK. Thus, […]
Read more...If I have added 12 months student loan repayments to my Zakāh liabilities, but later in the year become unemployed and repayment is delayed, what do I need to do?
Q: If I have added 12 months student loan repayments to my Zakāh liabilities, but later in the year become unemployed and repayment is delayed, what do I need to do? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: If one is in employment on one’s Zakah anniversary and one is also required repay some of […]
Read more...Are my earnings as a waiter serving Haram food, considered as Halal income?
Q: Are my earnings as a waiter serving Haram food, considered as Halal income? In light of the fatwa regarding permissibility of working in supermarkets that sell alcohol, is it permissible for me to work as a waiter, serving Haram food? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: Whilst in principle the two scenarios are […]
Read more...Is it permissible to take out a loan in which repayment with interest is not required so long as it is paid off prior to the expiry of the grace period?
Q: Is it permissible to take out a loan in which repayment with interest is not required so long as it is paid off prior to the expiry of the grace period? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: In principle, if one agrees to take a loan from another with a grace period in relation […]
Read more...Is it permissible to be an accountant?
Q: Is it permissible to be an accountant? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب A: It is permissible to be an accountant. However, one should not involve oneself in anything that is prohibited in Sharī‘ah or is unlawful according to the laws of the state. The hadith in which the scribe and witnesses of riba […]
Read more...Should Masajids take out building insurance in order to protect themselves from claims from neighbours whose property may get damaged as a result of an incident involving the Masjid?
Q. Should masajids take out building insurance in order to protect themselves from claims from neighbours whose property may get damaged as a result of an incident involving the masjid? الجواب حامدا ومصليا ومسلما ومنه الصدق والصواب The question of whether any given Masjid should take out buildings insurance is a decision for the Masjid committee and […]
Read more...Where a specific Fatwā is delivered tolerating an otherwise problematic practise, can an individual avail himself to this if he does not fit those specific requirements?
Q: Where a Fatwā is delivered tolerating an otherwise problematic practise, can an individual avail himself to this if he does not need to? I’m told that using cheques to cash money in accounts can be understood to become tolerated due to the need, as is also the case with car insurance. As far as I […]
Read more...What is the ruling on travel insurance?
Q: What is the ruling on travel insurance? Is the ruling the same as regular insurance? الجواب حامدا ومصليا ومنه الصدق والصواب A: The ruling for conventional travel insurance is the same as conventional general insurance. Quite often, medical facilities are not even free for residents of many countries. I am not aware of […]
Read more...Is paying back more to a loan I take from my pension fund considered interest?
Q: I intend to purchase a property for my business use for which I intend to borrow the money from my own pension funds. I have a self-administered pension scheme to which I and my partners contribute, the scheme allows us to operate and invest the money at our own discretion as so far as […]
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