Q: I would like to know, if a student applies for a means tested grant, is the money halal, if the parent is required to declare their income in the application and they fail to declare it truthfully. Is the student blameworthy for applying despite not being able to persuade the parent to declare their […]
Read more...Author: alqalam_ITYPE
Is income generated from selling musical instruments haram?
Q: I have a question re income generated from selling musical instruments. In my ‘pre-practising’ days I had purchased musical equipment such as keyboards and subwoofers. The money used to purchase these back then was Halal. If I did now sell these, is the money I make still deemed as Halal? And if for some […]
Read more...Is zakat due on an amount of money I only came to possess 11 days before my zakat anniversary?
Q: Is zakat due on an amount of money I only came to possess 11 days before my zakat anniversary, and which is going to be used to buy a house (and therefore not “surplus” wealth)? الجواب حامدا ومصليا ومنه الصدق والصواب A: Once one becomes owner of the nisab one’s lunar year commences. Any […]
Read more...Is it permissible to pay more than 2.5% in zakat?
Q: I understand that the zakah is 2.5% of assets but if one has more than that to pay and is able and willing, can they do that? Or does it have to be exactly 2.5%, no less or more? الجواب حامدا ومصليا ومنه الصدق والصواب A: One can pay more than the 2.5% that […]
Read more...Would it be permissible to pay zakat to an institution who are to spend it 100% on the living essentials of their pupils?
Q: Would it be permissible to pay zakat to the institution who are to spend it 100% on feeding, clothing and living essentials of the pupils? الجواب حامدا ومصليا ومنه الصدق والصواب A: It is not sufficient to simply spend the zakat funds upon eligible recipients even if it is 100%. This alone will not […]
Read more...Does a woman have to sell her gold in order to pay zakat?
Q: Does a woman have to pay zakat on her gold even if her and her husband do not have enough cash over the nisab? i.e. does she have to sell some gold and pay separately? الجواب حامدا ومصليا ومنه الصدق والصواب A: If the gold, individually or in conjunction with other zakatable assets from […]
Read more...Is it permissible to take an offset mortgage?
Q: Many conventional banks have products called ‘Offset’ Mortgages. These are mortgages whereby: If i have a mortgage of 50K and savings of 50K the savings offsets the interest on the remaining mortgage value. So in the above case 50K mortgage, 50K savings means zero interest. Hence, is it permitted to take a conventional mortgage whereby […]
Read more...Is Zakat due on inheritance that is not received until a few years have passed?
Q: A man passes away leaving a wife and three children. The process of sorting out his estate takes 2-3 years in which time the family does not know exactly how much has been left behind and therefore they don’t know how much the are entitled to. Eventually the funds are received by the respective […]
Read more...Is it permissible for an organisation that collects and distributes zakat to use zakat income to cover costs that are incurred directly as a result of the zakat distribution process?
Q: Is it permissible for an organisation or charity that collects and distributes zakat funds to use zakat income to cover costs that are incurred directly as a result of the zakat distribution process, e.g. salaries of caseworkers or fieldworkers, IT systems to manage data in relation to recipients of zakat, office space for zakat […]
Read more...How can I subtract oustanding debts from my zakatable assets when the exact amount is unknown?
Q: I would like to find out what I should do in a situation where in I owe money to a few organisations but I don’t know how much as I owe this money was due years ago, do I take a rough calculation and subtract it from the nisab? الجواب حامدا ومصليا ومسلما ومنه […]
Read more...Is the final salary/defined benefit scheme permissible?
Q: I am a teacher in a secondary and one thing that is offered to all teachers is the Teacher Pension scheme. such a scheme or any pension scheme deemed as halal, would it be better to opt-out of such schemes? It is the teacher pension scheme offered by the government. Each month an amount […]
Read more...Is it acceptable to take a shari’ah compliant loan arranged by the Financing Sharia Enterprise?
Q: The government backed Start Up Loans Company is offering a shariah compliant loan to customers wanting a halal alternative. The shariah compliant loan is being arranged by the Financing Sharia Enterprise and from their website it appears they are using the Mudaraba system. Is this acceptable according to shari’ah? الجواب حامدا ومصليا ومسلما ومنه […]
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